About us
Rachel Zhang
Founder, Prime Mortgage Limited
Welcome to Prime Mortgage, your trusted partner in securing residential and commercial lending. At Prime Mortgage, we take great pride in our deep industry expertise and commitment to excellence. With over a decade of investment experience in New Zealand property market, we are dedicated to helping Kiwis navigate their property journeys with confidence and peace of mind. Our focus is on delivering unparalleled service and offering tailored solutions for a wide array of funding needs, including home loan for first-home buyers and investors, as well as financing for commercial purchases and property development projects

We pride ourselves on our extensive network, being accredited with over 40 lenders —including major banks, non-bank lenders and private funders —with whom we have built trusted relationships over the years. This broad access allows us to offer exclusive deals, products and competitive funding options for our clients. Utilising a strong industry network and wealth of lending expertise and insights, we seamlessly identify your needs and provide you with precise and competitive financing solutions.
Your dream, our priority
At Prime Mortgage, our mission is to ensure every individual or business receives personalised advice and support tailored to their unique goals throughout their financial journey. Whether you’re looking to invest in your first home, expand your property portfolio, or secure financing for a commercial project, we’re here to provide the expert guidance and support you need every step of the way.
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Prime Mortgage is your go-to because...
WHY PRIME MORTGAGE?
  • We take the time to understand your needs and goals
  • We offer tailored financial advice to help you make the best decision for your unique situation
Customised Financial Solutions
01
  • Access to 40 plus lenders means MORE lending options for you
  • We compare rates and products across lenders to ensure you receive the best lending option
Access to Multiple Lenders and Products
02
  • With over a decade of investment experience, we guide you through every step of the process
  • Offering expert advice and insights and help you navigate the property market with confidence
Guidance and Expertise
03
  • We act as your personal “banker” providing ongoing mortgage support and assistance
  • We offer a one-stop solution, connecting you with experienced advisers and specialists whenever your need arises.
One-Stop Service
04
  • We leverage our experience and access to exclusive deals to deliver the best solutions for you
  • We negotiate the best rates and terms and ensure you get the most competitive offer available
Competitive Rates and Offers
05
Our Clients say
Testimonials
Highly recommend Rachel!
Rachel provided an excellent service for my recent refinancing. Her expertise and communication throughout the process was awesome.
Highly recommend Rachel!!!
Josh Siataga
Highly recommend Rachel!
Rachel provided an excellent service for my recent refinancing. Her expertise and communication throughout the process was awesome.
Highly recommend Rachel!!!
Josh Siataga
The best agent in Auckland
She is the best agent I have came across for buying property in Auckland. Very switched on, focused and very prompt to provide great feedback. She will be the best person to talk to for buying property in Auckland. Highly recommended.
Usman Ashraf
We are extremely happy!
As first home buyers, Rachel Zhang was very helpful and made purchasing our first home very easy. She provided us full advice and support and we are extremely happy with her service and have already recommend her to our friends. Thank you so much!
Manikandan T
Very satisfied with the service
We received excellent advice from Rachel. When there was delay from the bank in regards to our loan, she went out of her way to follow up and get results for us. We would not hesitate to use Rachel’s service again. Very satisfied with the service we received on mortgage restructure.
Liyang Lehne
Help us save money
Thank you so much Rachel Zhang we are so thrilled and blessed to have met her she has the patience and knowledge to make our lives stress free and to follow up every step of the way to help us save money just by suggestions changing strategies. She is friendly and easy going we look forward to working with her in the future.
Waylun Fong
She’s really the best!
Would highly recommend Rachel to all friends, family and anyone looking for a fantastic broker; she’s really the best! Supportive in every aspect and genuinely advocates for the most lending at the lowest interest rate for you :)
Sarah Ear
Highly recommended!
Rachel has provided us very professional and thorough service for our recent purchase, every bits of advice and communication through our whole purchase absolutely helped us entirely. Highly recommended!
Christine M
Highly recommended!
Rachel has provided us very professional and thorough service for our recent purchase, every bits of advice and communication through our whole purchase absolutely helped us entirely. Highly recommended!
Christine M